Apply for a Loan
10 Second Application
For faster service, fill out our complete application. To get started, select a branch below. Fast – Simple – Secure
Why Town Financial?
Town Financial Consumer Loan: The Best Choice
The Numbers: Town Financial Consumer Loans
Following the example above, if you were to borrow $1,000 from Town Financial, we would set you up on a 12 or 24 month term. Your monthly payments would be the same throughout the term so you would know exactly how much your total payback would be if you made all your payments on time. Consumer loans are your easy budget solution.
Following the example above, if you were to charge $1,000 to your credit card, it would take you 33 months to pay off the debt at the same rate. With credit cards, your card may carry a lower rate, but if you only pay the minimum payment you may end up paying more in the long run. With credit cards, you don’t always know how long it will take for you to repay credit debt.
A payday loan might seem like the easy solution, but statistics show that only 2 ½ people out of 10 ever pay off their payday loan on time. Payday loans charge between 300-400% interest, plus fees. Once most individuals start, they have a hard time getting out of them.